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Services
Life Insurance
Term Insurance
Provides Life Insurance coverage at a fixed rate of payments for a limited period of time
Whole Life
Permanent Life Insurance with a fixed premium that has the potential to pay dividends.
Universal Life
Permanent policy that provides the flexibility of premiums, benefits, and loan options.
Index Universal Life
Similar to Universal Life policy insomuch as the policy can be tied to a particular stock index ad earn credited interest based on its' performance.
Business Insurance
Key Persons Insurance
Life Insurance policy designed to protect businesses in the event that the key person, such as a partner or director dies or becomes unable to work.
Business Succession Planning
Using a Life Insurance policy, the death benefit is used to purchase a deceased partner's share of the business from their estate.
Group Life Insurance
Life Insurance that provides coverage to all an entire group of employees.
Senior Care
Long Term Care
Insurance that helps cover the costs for personal care at home, a nursing home, an assisted living facility and adult day care center when you are no longer able to take care of yourself.
Medicare Supplement Insurance
A health insurance policy that helps cover some of the health care cost that Original Medicare doesn't.
Final Expenses Life Insurance
Permanent Life Insurance policy also referred to to as "Burial Insurance" that covers funeral expenses and end of life costs.
Retirement Services
Retirement is not and end-it’s a beginning. Sandra offers personalized financial strategies tailored to your goals, lifestyle, and family values. From maximizing income streams to protecting your legacy, every step is designed with care.
IRA and Roth IRA
401(K) and 403(b) Rollovers